INSURANCE FOR CHILDREN
Assurance En Ligne has access to 23 insurance companies, so we favour the online platforms that are the most likely to accept your child’s insurance application, as fast as possible to respect your busy schedule and get you high quality contracts at both competitive and affordable prices. There are several types:
INSURANCE FOR BABIES
(30 DAYS TO 2 YEARS)
INSURANCE FOR CHILDREN
(3 YEARS TO 12 YEARS)
INSURANCE FOR ADOLESCENTS (13 YEARS TO 17 YEARS)
Newborns are particularly vulnerable and are more likely to be injured or become ill. We recommend you first insure your baby in case accidents, secondly against critical illness and finally life insurance.
Every child is different and you have your own concerns, so we will adjust the proposed order according to your priorities.
If you want to remove any guess work about the relevant protections for your child, we offer a solution that covers everything in one contract (see “Critical illness insurance for children”).
Children insurance is used to give you the absolute financial peace of mind, giving you the means to provide your child with the best care, take as many unpaid leave as it takes to be present at the moment when he will need the most support and love from his parents.
If your child plays any kind sports, it’s time to think about his protection in case of accidental injury, mutilation, fracture and unexpected costs such as hospital fees, medicine, ambulance transportation, private remedial classes.
An accident and / or illness insurance policy is a simple and inexpensive way to protect yourself from significant financial stress that may accompany injuries or more serious health problems.
Thanks to a Registered Education Savings Plan (RESP) and / or other savings strategies, your child could go to the University of his choice or even study in another country.
If your child is planning a study trip abroad or your grandchild from another country is coming here to study in Canada, we have travel insurance for Canadian students that is particularly well designed for such academic perspectives.
This protection will give him the means to have emergency medical care offered by the country of destination. You can encourage him to focus on his studies, while you avoid all the expensive medical bills.
THE FIRST STEPS OF ADULT
(18 YEARS TO 25 YEARS)
Congratulations! Your young adult has graduated! It is now the best time of his life to meet an experienced advisor who understands his career path and will help him to plan his financial future by creating a suitable budget, explaining the impacts of short, medium and long-term debt (credit card, car, mortgage) and finally, by setting up a contingency savings plan, in order to avoid being dependent on credit.
WE OFFER YOU TO OPEN AN RESP
FOR YOUR CHILD
Parents want a bright future for their child. In a world where the workforce will have to be more and more qualified, that is why it’s so important to provide a quality education! With the right strategies, we believe that all families can achieve this goal!
With a Registered Education Savings Plan (RESP), if you start investing early, even a very small amount at a time, your child will be able to study at the university of his dreams, without financial worries.
Take advantage of a refund option that can accompany critical illness insurance to finance the first steps of your child’s adulthood, when he is between 18 and 25 years old, such as driving lessons, paying his passport, the purchase of a first car, his post-secondary education entry fees and even to get additional grants in his RESP.
CRITICAL ILLNESS FOR CHILDREN
TRAVEL FOR CANADIAN STUDENTS