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NO MEDICAL EXAM LIFE INSURANCE

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NO MEDICAL EXAM LIFE INSURANCE
NO MEDICAL EXAM LIFE INSURANCE

 

Have you had any problems getting insurance because of your health?

Your chances of buying a home and protecting your family in the event of a disability have just dropped drastically?

 

No problem! Online Insurance offers 7 different protections that are FAST, WITHOUT REFUSAL and INSTANTLY ACCEPTED without undergoing embarrassing questions, syringes, tests or medical exams.

 

This type of insurance is ideal for people who:

  • have health problems

  • want to be insured quickly

  • are hardly insurable

  • have a lifestyle or habits that they prefer not to disclose

  • do not want to answer too many questions

  • have disdain for medical exams

  • want one or more protections simultaneously

NO MEDICAL

EXAM INSURANCE:

 
 
TERM LIFE INSURANCE NO MEDICAL EXAM
TERM CRITICAL ILLNESS INSURANCE WITHOUT MEDICAL EXAM

TEMPORARY LIFE INSURANCE
WITHOUT MEDICAL EXAM

TEMPORARY CRITICAL ILLNESS INSURANCE
WITHOUT MEDICAL EXAM

  • Only 6 eligibility questions

  • Available for people aged 18 to 70

  • Guaranteed capital available ranging from $5,000 to $300,000

  • Choice of temporary contract 10 years or 20 years

  • The premium will stay the same until the age of 80

  • Existing conditions or health problems are not covered for the first 12 to 24 months depending on the duration of the contract, but after this waiting period they are covered;

  • No verification at the Medical Information Bureau (MIB)

  • Instantly accepted

  • Only 6 eligibility questions

  • Available for people aged 18 to 55

  • Guaranteed capital available ranging from $5,000 to $100,000

  • Choice of temporary contract 10 years or 20 years

  • Renewal of contract up until you are 65

  • Covered diseases: cancer, heart attack, stroke, coronary surgery (bypass)

  • Existing conditions or health problems are not covered for the first 12 to 24 months depending on the duration of the contract, but after this waiting period they are covered;

  • Return of premiums in case of death if the contract has not served

  • No verification at the Medical Information Bureau (MIB)

  • Instantly accepted

  • Option: 75% refund of premiums after 20 years without claim

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TEMPORARY DEBT INSURANCE WITHOUT MEDICAL EXAM
TEMPORARY INCOME INSURANCE WITHOUT MEDICAL EXAM

TEMPORARY DEBT INSURANCE
WITHOUT MEDICAL EXAM

TEMPORARY INCOME INSURANCE
WITHOUT MEDICAL EXAM

Covers a portion of your debts in case of disability as a result of an accident or illness and allows you to focus on a complete recovery.

  • Only 6 eligibility questions

  • Available for people aged 18 to 55

  • Guaranteed coverage available ranging from $400 to $2500/month

  • Compensation for 24 months

  • Uncoordinated with other disability insurance

  • 90-day waiting period

  • Retroactive indemnity for 90 days of deprivation after 6 months

  • Choice of temporary contract 10 years or 20 years

  • Renewal up until your are 65

  • Existing conditions or health problems are not covered for the first 12 to 24 months depending on the duration of the contract, but after this waiting period they are covered;

  • No verification at the Medical Information Bureau (MIB)

  • Instantly accepted

  • Option: 75% refund of premiums after 20 years without claim.

Covers part of your income in case of disability and provided you work (minimum 28 weeks per year and 21 hours per week) or you are on parental leave.

  • Only 6 eligibility questions

  • Available for people aged 18 to 55

  • Guaranteed coverage available ranging from $400 to $2500/month

  • Compensation for 24 months

  • Coordinates with other disability insurance after the first $ 1200 paid

  • 90-day waiting period

  • Retroactive indemnity for 90 days of deprivation after 6 months

  • Choice of temporary contract 10 years or 20 years

  • Renewal up until you are 65

  • Existing conditions or health problems are not covered for the first 12 to 24 months depending on the duration of the contract, but after this waiting period they are covered;

  • No verification at the Medical Information Bureau (MIB)

  • Instantly accepted

  • Option: 75% refund of premiums after 20 years without claim.

 
 

The following 3 protections are available in SIMPLIFIED ISSUE INSURANCE, which means there are less stringent conditions associated with obtaining these products and the premiums are more advantageous than those of insurances offered strictly without medical examination.
 

They are aimed at people who play extreme sports, retirees, people who do not like syringes or who have already been refused by an insurer, etc.

 
 
CANCER INSURANCE INSTANT EMISSION
PERMANENT LIFE INSURANCE SIMPLIFIED TRANSMISSIONERMANENTE ÉMISSION SIMPLIFIÉE EN LIGNE
TERM LIFE INSURANCE SIMPLIFIED TRANSMISSION
 
 
 

CANCER INSURANCE
INSTANT EMISSION

PERMANENT LIFE INSURANCE SIMPLIFIED TRANSMISSION

TERM LIFE INSURANCE SIMPLIFIED TRANSMISSION

  • Only 3 eligibility questions

  • Available for people aged 18 to 80

  • Guaranteed capital ranging from $5,000 to $75,000

  • Receive 100% of the guaranteed capital in case of cancer diagnosis that threatens your life

  • Receive 15% of the guaranteed capital in case of cancer diagnosis that does not threaten your life (without terminating the contract)

  • Your beneficiary receives 15% of the guaranteed capital in case of death

  • Guaranteed premium for 10 years, it will be adjusted to reflect the age reached at all 10-year periods

  • Contract duration up until you are 90

  • Lump sum payable 30 days after diagnosis

  • Instantly issued

  1. Option: Add an insurance rider in case of stroke, coronary surgery, heart attack (myocardial infarction), paralysis and coma

  • Available for people aged 18 to 80

  • Guaranteed capital ranging from $10,000 to $500,000

  • The premium will always remain the same

  • Choose to pay the contract within a period of 20 years or until you are 100 years old 

  • Streamlined issue (approximately 2 weeks)

  • In the case of a monthly payment method, the first month is free

  1. Option: rider of temporary insurance for children

  2. Option: coverage of hospital expenses

  • Available for people aged 18 to 70

  • Guaranteed capital ranging from $25,000 to $500,000

  • The premium will always remain the same until the end of the contract

  • Choice of temporary contract 10 years, 20 years or 25 years

  • Choice of the number of years of payment, 10 years, 20 years or 25 years

  • Streamlined issue (approximately 2 weeks)

  • In the case of a monthly payment method, the first month is free

  1. Option: rider of temporary insurance for children

  2. Option: coverage of hospital expenses

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What is Virgin coconut oil (VCO)?


Virgin coconut oil is extracted from fresh coconuts by the process of cold-pressing, which does not involve the application of heat. This ensures that all the beneficial nutrients and enzymes of the fresh coconuts remain intact in the oil. It is the purest and freshest form of coconut oil which is mild, non-sticky and more effective than ordinary coconut oil




Types of VCO extraction methods? Which is the best?


Purification Centrifugal method is the best because the product are free of fatty acids, have a lower viscosity consistency, lower moisture content and a clear consistency. Furthermore, the nutritional value is well preserved through the natural processing methods, which results in an even longer expiry date without the need for any added preservatives.




Whats the difference between VCO and coconut oil ?


Extraction: The extraction processes of ordinary coconut oil and VCO are completely different. Ordinary coconut oil is extracted from dried coconut kernels (copra) through the process of cold compression or cold milling. VCO is extracted from fresh coconuts through fermentation, enzymatic extraction, centrifugal separation and refrigeration. In few cases, the fresh oil is separated from water or moisture through evaporation.

Appearance: VCO has better clarity.

Nutrients: In VCO, the natural nutrients like Vitamin E and minerals of the oil are preserved. But in ordinary coconut oil, these nutrients are destroyed during the process of heating, filtration, refining and bleaching.

Taste & Aroma: VCO has an excellent, mild coconut taste and a sweet aroma whereas refined coconut oil is colourless and deodorized.

Composition: VCO is rich in medium chain fatty acids (MCTs), good HDL levels and has no trans fats. Few vitamins, minerals and polyphenols that add to the aroma, taste, and nutrition are more in virgin coconut oil than ordinary coconut oil.




Why does VCO get frozen ? is it bad ?


Virgin Coconut oil starts solidifying below 25 degree Celsius. Above that temperature it is liquid and below it, it is solid. This is why coconut oil often solidifies in winter and stays liquid in Indian summers. In winter, place the bottle in a bowl of warm water to liquify it. Frozen or liquid, virgin coconut oil has the same benefits.




Does coconut oil need to be refrigerated ?


No, coconut oil does not need to be refrigerated. Virgin Coconut oil is the least susceptible to oxidation of any plant oil. Its natural antioxidants give it the longest shelf life of any plant oil.





ONLINE INSURANCE THINKS ABOUT YOUR WELL-BEING: NO WORRIES! JUST PEACE OF MIND!

ONLINE LIFE INSURANCE

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